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Terms Of Use

Please read these terms of use (the “Agreement”) carefully before accessing or using this website.

At Payday Loans Central  we are committed to helping you, our customer, protect yourself from fraud. As one way to demonstrate this commitment, we have compiled helpful information to enable you to protect your personal privacy and financial security.

Payday Loans Central (herein referred to as “Payday Loans Central “, “we”, “us”, and/or “our”) operate this website, incorporated loan matching service, and the pages thereof (collectively, the “Website” or “site”) in order to provide information about and/or to unite loan shoppers (customers) and lenders. All references herein to “Applicant” or “you” refer to any user of this Site and the Service.

We require all users and viewers of our Website to agree to the terms of this Agreement as a condition to accessing or using our Website. By accessing this website you are indicating your agreement to be bound by the terms of this agreement. If you do not wish to agree to the terms of this agreement, you should immediately discontinue using and accessing this website. We may modify this agreement at any time and from time to time in our sole discretion without notice to you. You should periodically review this agreement carefully in order to make sure that you are aware of the most current terms and conditions for the use of our website. Any use or viewing of our website by you after any change to this agreement, whether or not you have reviewed the amended agreement, constitutes your acceptance of the agreement as changed. We may discontinue the operation, maintenance or provision of this Website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.

By completing and submitting an application to be matched with a lender through the website, you agree to the terms and conditions of this agreement as well as the privacy policy posted to this site.

Payday Loans Central adheres to the CAN-SPAM Act of 2003, and does not send out unsolicited or spam emails. Once you are matched with a lender, the lender or their affiliates may send you additional emails and solicitations.

Payday Loans Central is not a lender, does not broker loans, and does not make cash advances or credit decisions. This site does not constitute an offer or solicitation to lend or a firm offer of credit. We do not guarantee that you will be matched with a lender or any particular loan program or that you will receive a loan. We do not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by lenders through this service are the best terms available in the market. Not all lenders participating in this service can provide your requested loan amount or the most favorable repayment terms. As such, Payday Loans Central is offering an administrative service to match you to the lender that best meets your needs.

You must be at least 18 years of age (or the age of majority in your state of residence) to set up an Account. If you provide any false, inaccurate, untrue, or incomplete information in your Application, we may immediately terminate your access to and use of the Service. The service is not available to residents of Arizona, Georgia, Ohio, Virginia, and West Virginia or to active members of the military.

The Service attempts to match Applicants who complete and submit an Application with one or more Lenders. To use the Service, you must complete and submit the information requested in the Application, which information may include (by way of example and not limitation) your name, street address, telephone number, date of birth, banking account information, desired loan amount, social security number, employment information, and any other information requested at the time of collection. You represent and warrant that the information you provide to us through your Application is accurate and truthful. If you do not provide such information in such manner, we reserve the right to deny, suspend, or terminate Service. We reserve the right to refuse to provide the Service to you, in our sole discretion, with or without cause.

By submitting your Application, you understand and agree that (a) you are submitting an inquiry to us about loan products offered by Lenders, (b) we will share some or all of your Application information with Lenders, consistent with the terms of our Privacy Policy, and (c) you agree to allow those Lenders to review, verify, and research your information in real-time or otherwise to determine whether you may qualify to receive a loan from them, including by verifying your social security number, reviewing your information against national databases of consumer financial transaction information, performing a credit check, and/or taking any other steps necessary to make a decision on whether to extend credit or advance cash to you.

If one or more Lenders review your Application information and determine that you meet their loan qualification criteria, we will provide you the name(s) and contact information of the Lender(s) or redirect your browser to the Lender’s website. Once we connect you with a Lender in either manner, we have no further involvement in the loan application or approval process. Your subsequent interactions with the Lender are subject to the Lender’s privacy policies, terms of use, and other policies or terms enforced by that Lender. In addition, Lenders who review your information may contact you at a later time to offer their products and services to you.

We are not an agent of you or any Lender. We are not involved with the Lender’s review and/or use of your Application information or in making a determination about whether you meet a particular Lender’s loan qualification criteria. We do not recommend or endorse the products of any particular lender. The Lender is solely responsible for its services to you, and you agree that we shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the Service. You understand that Lenders may keep your Application information for their own business and marketing purposes, whether or not you qualify for a loan with them.

You expressly understand and agree that your use of our website is at your sole risk. The website is provided on an “as is” and “as available” basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and noninfringement.

We make no representation or warranty that (i) the website will meet your requirements, (ii) the website will be uninterrupted, timely, secure, or error-free, (iii) the results or information that may be obtained from the use of the website will be accurate, timely, complete, adequate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the website will meet your expectations, and/or (v) any errors in the technology will be corrected. Any material downloaded or otherwise obtained through the use of the website is obtained at your own discretion and risk, and we are not responsible for any damage to your computer system or loss of data that results from the download of any such material, whether due to any computer virus or otherwise. No advice or information, whether oral or written, obtained by you from us or through or from the website will create any warranty not expressly stated in these terms.

You acknowledge and agree that Payday Loans Central , and/or our lenders own all rights to this Website and the content and works of authorship displayed on the Website, including, without limitation, text, software, photos, images, sound recordings and graphics (collectively, the “Site Property”). You are authorized to access, view and use the Site Property only for your own informational, noncommercial purposes. Unless otherwise expressly authorized, you may not copy, reproduce, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, use this site in any downstream web framing, commercially exploit, or create derivative works from any Site Property in any form. You further agree not to reverse engineer or reverse compile any of our technology, including but not limited to, any web services associated with the Site Property. You are prohibited from using any of the marks or logos appearing on the website or the main image of the bridge used on our site.

You expressly absolve and release us and our Lenders from any claim of harm resulting from a cause beyond our or our Lenders’ control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes, or other labor problems, wars, or governmental restrictions.

You expressly understand and agree that we and our parent, licensors, subsidiaries, advertisers, lenders and affiliates or any of our or their officers, directors, agents, employees, successors, assigns, or service providers shall not be liable to you for: (a) any direct, indirect, incidental, special, consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability, arising out of or in any way connected to the use of this site, the service, or any information, software, products, and services obtained through the site, whether resulting in whole or in part from breach of contract, tortious behavior, negligence, strict liability, or otherwise, even if we or our lenders have been advised of the possibility of damage. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply.

You hereby agree to indemnify and hold us harmless against any claims made by you or your successors arising out of or related to any violation of federal, state or local laws relating to any loan that you receive through the Service or your interactions with any Lender with whom you were connected through the Service.

This Agreement constitutes the current, sole and entire agreement between you and us with respect to the use of our Website, and any and all prior “Terms of Use” with respect to the use of our Website are superseded by this Agreement. You acknowledge and agree that no practice or course of dealing between you and any Payday Loans Central representative, nor any oral representations made by any Payday Loans Central representative, which vary the terms and conditions of this Agreement shall constitute a modification or amendment of the terms and conditions of this Agreement. No failure by us to exercise, and no delay by us in exercising, any right or remedy shall operate as a waiver thereof. If any provision of this Agreement or the application thereof to any person or circumstances shall, to any extent, be invalid or unenforceable, such provision shall be deemed automatically reformed to the extent, and only to the extent, necessary to render it valid and enforceable under applicable law; however, if such reformation of the provision is not reasonably possible, the provision shall be deemed severed from this Agreement with respect to the person or circumstances as to which such provision shall be invalid or unenforceable, and the remainder of this Agreement continue in full force and effect to the fullest extent permitted by law. This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflicts of laws provisions or your actual state or country of residence, and applicable federal law. For purposes of any action or proceeding arising out of this Agreement, you expressly submit to the jurisdiction of all federal and state courts located in the State of Florida, and agree that we, in our discretion, may require that Rockledge, Florida, be the venue for any legal proceedings arising out of or related to this Agreement. You waive and agree not to assert in any action, suit or proceeding that you are not personally subject to the jurisdiction of such courts, that the action, suit or proceeding is brought in an inconvenient forum or that venue of the action, suit or proceeding is improper. In the event that you should have any claim or cause of action against us arising out of your use of the Website, you agree that, regardless of any statute or law to the contrary, such claim or cause of action must be initiated or filed in a court of competent jurisdiction within one (1) year after accruing or be forever barred.